"So You Want To REDUCE Your
Group Health Insurance Premiums
by 10, 15 maybe 40%?"

Here are surefire strategies to lower your group health insurance premium but your current agent is not telling you about.

by Jacqueline Burgoa , President of Group Benefit Agency

Are you sick and tired of struggling month after month to make your group health insurance payments and frustrated that it is costing your company more and getting less? What if there was a way you could reduce 10%, 15% -- even 40% or more of your current group health insurance while making your employees healthy, how much more money would go into your bottom line as a result?

If you could read just one article about how to lower your group health insurance premium and convert your employees into unstoppable performers, this is it. I dare you to read this entire article and not let your current agent or insurance carrier tell you, you cannot reduce your premiums any lower.

If you are ...

• a Corporate Owner
• an Office Manager
• a Human Resources Specialist

... you are about to learn the most often overlooked truth about how to lower your group health insurance premiums.

If you've ever wondered what the single most important item in an organization is, that when mastered, would single-handedly account for saving your company more money than any other cost reducing strategy, I would tell you, without a doubt -- it's the ability to properly structure your group health insurance . That's because the single most important ingredient of any business group health insurance is....your insurance agent.

Listen closely. You could spend a bundle getting your insurance agent to write your group health insurance, choose the most stunning plan and choose the best health carrier -- but all the good intentions in the world isn't going to do your company much good if your plan is improperly structured and your health costs keep going up at the risk of financial failure for your organization because no matter how hard you try, at the pace the insurance rates keep climbing up, eventually you will have to start making choices as whether to keep your group health insurance at the risk of financially hurting your business; or letting your group health insurance go, at the risk of losing employees.

In the next 5 minutes, I'll show you how to easily master the skill of choosing the right agent for your group health insurance structuring, achieve a double-digit savings for your business, and reap immeasurable financial rewards in all your employee benefit efforts.

Here are just a few things you'll learn from reading this article:

• Why 99.9% of businesses are overpaying their group health insurance -- how they chose agents that unknowingly violate hidden rules of benefits plan structuring -- and consequently fail to save crucial business profits.
• Why insurance principles that work well in other lines of insurance (e.g., P&C, life) do not
  necessarily apply to employee benefits -- and why they can even kill your group health insurance
• How to dramatically boost your employee’s performance -- and improve your bottom line by taking control of your healthcare -- because "You can't control healthcare costs without controlling healthcare first."

This is an incredible opportunity that is available to you -- but only if you take the first step. Your first step is to read this article in its entirety. Please don't just skim through it -- I don't want you to miss a single word because when I demystify how to choose your group health insurance agent, you simply cannot fail to create the savings and profits you want for your business.

• The True Currency For Your Employees
  
  
  
  You've heard it said before. Employee benefits are the underlying currency of today's business world. Benefits wield power that controls the entire employee force -- and benefits have the power to influence employees, alter beliefs, and even shape the destiny of your business.

  Therefore, employee benefits are the real "key," so to speak. In the business world, the most prominent employee benefits are group health insurance, dental insurance, retirement plan, life insurance, and the like.
  
  In today’s business, offering benefits is the most powerful strategy for employee retention and employee performance. Benefits are the initiatives that drive employees to perform, work hard, be loyal, and ultimately stay at your business rather than choose the competition, or what is worse yet, stay at your business without performing, constantly whining and complaining and putting your company name down.
  
  Since employee benefits are the driving force behind employee performance, is it any wonder that businesses who offer the right benefits earn some of the highest respect from their employees -- and that businesses who have the ability to structure powerful benefits are among the privileged few who generate serious money from their employee’s performance?




• Why There is Lack of Skilled Group Health Insurance Structuring
  
  
  

  One would think that because there are so many agents that write employee benefits, the world must be abundant with outstanding benefits strategists on how to lower group health insurance premium. This simply isn't true. While there are so many talented insurance agents who are well versed in various lines of insurance, there exists only a small handful of skilled health insurance specialists who can effectively structure a group health plan.

  MYTH: Any licensed insurance agent can set up an employee benefit plan (e.g., property and casualty agents, or life insurance captive agents), and he is also proficient at strategically setting up an outstanding and affordable group health insurance plan. Wrong!

  Just because someone is a licensed insurance agent doesn't mean his skills automatically translate into effective and affordable group health insurance plan structuring. Here's a real shocker: Some of the best insurance agents for the insurance markets are not adept at all in setting up an effective group health insurance. That's because the principles that work for group benefits (health, dental, etc.) don't necessarily work for the agent who specializes in property and casualty or life insurance. In fact, oftentimes using an agent who is specialized in a different field of insurance is actually counterproductive to group health insurance. Additionally many agents will set your company in the wrong plan just because they generate higher commissions! That’s right; it may be the wrong plan for you but creates a nice chunk of money for your agent!

  What most people don't realize is that group health insurance is a field on its own. It has its own set of rules, its own laws -- even its own language, so to speak.

  Therefore, recruiting any agent into structuring your corporate benefits (even one that has worked well in property and casualty, or your individual life) won't do the trick. Simply "quoting" your group health insurance and other benefits won't do you much good for your business either.
  
  

"Did you know that using an agent trained in different lines of insurance can actually kill your benefits?" Why? Because insurance agents cannot cover so much ground. This is a fact; insurance is a complex field with complex laws constantly changing. If your corporation ever gets "sold" on the wrong plan, is mainly because employee benefits is a secondary income for this agent and he does not have the time to keep up with the laws, and changes of this complex field. Therefore, setting up an affordable group health insurance successfully requires some adroit maneuvering and lots of knowledge of this specific field.





• Secrets of a Group Health Insurance Company
  

  My name is Jacqueline Burgoa . I started my insurance career in 1991 and my group benefits agency in 1993. Over the past 1.5 decades, I've covered a full range of projects involving employee benefits and business cost reduction strategies.

  In 1993, when I started my own agency, I learned quickly that the group health insurance field is infinitely different from other types of insurance. So although I already had a wealth of insurance knowledge from billion-dollar companies such as MetLife -- and business experience -- I have an undergraduate degree from U.C. Berkeley, an MBA from Nova University and have worked in businesses in Bolivia, Singapore and the U.S. -- I literally had to unlearn most of the things I already knew with regards to insurance -- and I was forced to become a student again in order to write effective group health plans specifically for businesses.
  

“You have an exemplary organization for which you should be proud. We have been extremely satisfied and recommend you highly. Keep up the good work! “ --  Jo-Ann Hass THE POSSIBLE DREAM FOUNDATION, Inc.




From 1993 to 2005, I voraciously pursued the craft of group health insurance. Then, in the year 2006, I revamped my entire agency to concentrate on group health coverage, corporate wellness, and everything that relates to successful benefits structuring and making a company’s bottom line and their employee’s healthy again.

At the end of 2006, I was convinced that my group health insurance education was finally complete because I possessed hands-on experience in a wide spectrum of insurance and business-related disciplines, including life insurance, retirement and long term care, setting effective dental plans, business cost-reduction strategies, hiring employees. dealing with them, keeping them, losing them, etc.

As a result, I had come to know exactly what works and what doesn't work on setting up a successful group health plan -- and had personally developed my own unique model of group health and wellness that has been proven to save money for businesses and make employees healthy again.

By December 1999, I had more group clients than I could handle. Less than 10 years after I entered the insurance business, my old company was already nominated as one of the top agency’s for the group health insurance industry -- 700 groups of all sizes-- and even at that rate, I still had to turn away clients because I had more work than I could manage. Before long, I realized I had become one of the most sought-after group health insurance specialists in the industry.

I don't tell you this to brag, but to point to the fact that group health skills are in such great demand, especially among companies whose medical costs are putting them in dire straits (i.e., those that have group insurance but cannot hang on to it for much longer without causing major damage to their bottom line). These are the groups that depend on powerful group health insurance and wellness strategies for their very own survival. Your group falls under the group health insurance category -- or you wouldn't be reading this!  As you read on, you'll begin to understand why there's really no mystery to re-structuring a successful group health plan that can save your company thousands and turn your company into a cutting edge employer.



"The knowledge you bring to the table is invaluable. I am convinced one of the reasons our insurance program runs so smoothly is that we have the benefit of your expertise. It is a pleasure dealing with your service department rather than the insurance company directly!" --  Enrique Perez VIVA LIZ, Inc.




Recently, a successful business acquaintance of mine, who deals with thousands of doctors and entrepreneurs, offered to align his product with mine to improve how businesses view and set up employee benefits, specifically health insurance. He constantly heard me moan and groan over the unfair denials by insurance companies to provide coverage to people that were already paying outrageous premiums for their health coverage, and I said, "Gee, thanks – let me think about it! I've got too many plans, carriers, as it is. In fact, I have enough products waiting in line to last a lifetime."

That's when it hit me, and I said, "Wow! That's a great solution!" It was then that I started toying with the idea of introducing my unique model of setting up group health benefits from the wellness perspective instead of the sickness perspective... You can't control healthcare costs without controlling healthcare. I was convinced that the proprietary knowledge I've acquired over the years is far more valuable to the business community than I could possibly imagine. Especially at times like this when premiums are increasing at record highs.

So here's what I did: I conducted a survey of business, and within days, most of them who responded said, "Yes!" they'd be interested in transferring their account to us to save their corporations money and to learn how to set up powerful employee benefits and make their employees healthy if a group health expert would do it for them, step-by-step.

That did it!

“Rarely have I experienced a company so dedicated to providing the very best in customer service and excellence. This success is born from your understanding of our business needs and creating innovative programs designed to accommodate a myriad of employee incomes and insurance profiles.” --  Donna M. Gale ALL-MED SERVICE OF FLORIDA, Inc.





• The Birth of Group Benefit Agency
  

  You can say that I started Group Benefit Agency as a solution to the scarcity of fair and unbiased options in the benefits field, especially group health. There simply are too many organizations stuck in no win situations and have no way out. They see their premiums climb and climb and have no where to turn, they don’t have other alternatives or practical solutions -- and only have their agent or their carriers (both totally biased) telling them what to do, -- whether it is the right or only option, business owners will never know.

  Even if one could find a good insurance agent, chances are, they'd be too busy with other lines of insurance to concentrate just in group health insurance and to service it as well. Therefore, I wanted to provide alternatives for the hundreds of thousands of business owners, managers and human resources professionals who currently have a group health insurance in their business – and offer them affordable solutions that would enable them to save money for their company, make their employees healthy and increase their corporate performance as well as their corporate bottom line.

  And that's how Group Benefit Agency came into existence.

  I condensed all the business and employee benefits techniques that have taken me a lifetime to learn and developed ...

  ... the Healthy Employees=Healthy Bu$ine$$ -- a one-of-a-kind program that would save your company money, make your employees healthy; increase their performance along with your bottom line.

  The Healthy Employees=Healthy Bu$ine$$ program consists of a huge bank vault of trade secrets -- most of which no other insurance agent in existence knows, and most of which you won't find in any book or course that's presently being taught. I've held these trade secrets so close to the chest that I've almost forgotten their immense value.

• So Do You Want a Healthy Bu$ine$$ -- and When Do You Want It?
  

  By popular demand, I've devised a way for you to benefit from my Healthy Employees = Healthy Bu$ine$$ program in the most convenient way. I've produced an online format so that...
  

• you can fill out the information at your own pace
• you need not spend your precious time meeting with an agent, and
• you need not pay any fees or monies

• There's Nothing to Do – Group Benefit Agency Does All the Work for You
  

  Make no mistake -- this is NOT just another insurance agency that talks you into signing into another group health insurance plan. Healthy Employees = Healthy Bu$ine$$ program is a powerful analysis of the combination between your existing group health insurance plan, your current carrier, your employee census, your corporate goals and current premium costs, meant to reduce your group health costs...

  If you've met with insurance agents before, then you've probably already discovered that oftentimes, they take up a lot of your time. I've been there myself – met with them, gone over and over multiple options and alternatives, feeling hopeful for a successful benefits package. But, did anything change? Getting results is the acid test.

  With Healthy Employees = Healthy Bu$ine$$, you don't have to learn or do anything but fill out the initial information for the analysis. Instead, in place, we do it all for you – the initial analysis, the concurrent 24/7 benefits administration, the yearly analysis, making it easy to apply benefits to your corporate life and helping you run a smooth and effective operation. Get started now .

  
  

“We have been working with Group Benefits for several years and are very pleased with the quality of the service we have received. They have been very responsive to our request and have worked to help us keep our benefit package here at the church at a level that helps us attract good people. What do I like best as the administrator of the plan here, is that if I call or e-mail they respond! What a great group of people.” --  Craig Branson Executive Minister Old Cutler Presbyterian Church




• Here's What You Will Be Getting
  

  Here are just a few of the juiciest benefits you get from us (I'll tell you later how *you* can get going today without having to wait):

• How common insurance principles work well in property & casualty and life insurance markets -- but fail miserably on employee benefits. Countless insurance agents and business owners are making these deadly mistakes everyday -- and don't even know that they're increasing their group health premiums in the process
• How to get you and your employees, instead of your insurance carrier, in control of your health in a way that dramatically control healthcare costs. Having the “best” plan, or the “best” carrier, or even the “best” agent won't save you any money until you apply this!
• How to have your employees spend 15 minutes of exercise 3 times per week, and come away with the equivalent of 6 hours at the gym. These strategies -- complete with the right health plan implementation and design -- will enable you and your employees to do it easily, safely and reduce premium massively. This alone will save your company hundreds in healthcare costs because you can't control healthcare costs without controlling healthcare.
• How to take lackluster benefits, apply a few additional psychological benefits tactics, and make your new healthy employee force a "perpetual money machine." You'll have potential employee prospects knocking on your door wanting to work for you, enabling your company to have higher performing employees; therefore improving your bottom line

• How Much is All This Worth to You?
  

  Nothing, zilch, nada on the insurance side, minimum on the wellness side…If you are wondering why, that is because we get paid by the insurance carrier you select from the multiple options, we objectively and unbiased, present to you.  Get started!

  Here's even better news:
  To give you even better value, if you request Your FREE Analysis of the Healthy Employees = Healthy Bu$ine$$ Program Today, you'll also receive 60 days of Free Gifts, listed below, Valued At $129.00 per employee per year AND My Medical Expense Tracker , valued at $49.99 per employee fee… absolutely FREE! -- That’s a savings of thousands to your corporation

• FREE Gift #1 - "Reduce Wasted Payroll Hours": Our group health insurance, wellness programs and employee benefits service division, was developed solely to service group benefits. For groups of 3 or more enrolled employees in the group health plan, employers receive an assigned service rep to troubleshoot all your group health insurance issues. Service issues are routed directly to us via multi-channel options (fax, e-mail, web, phone, chat, etc.) and we escalate the case to a higher authority if need to. Employee(er) is informed of outcome with insurance carrier. Employees can access our service site 24/7 to track the status of all pending cases.

• FREE Gift #2 - "Receive up to Date Information": This powerful real time data is designed to provide up to date information on coverage, problems, resolutions, plans, etc. Employees and employers have direct access to *status of pending cases. Employer access to renewal and new application *underwriting progress. They can track status of their *quoting and receive centralized view of current plans. Access employee benefits FAQ’s 24/7, ask questions via the forum and receive end-user support. (*For groups of 3+ enrolled employees in the group health plan).

• FREE Gift #3 - "Objectively Understand if you have the Correct Health Plan": My Medical Expense Tracker is an online tool that will help you manage your out-of-pocket spending on medical bills, help you know what you pay, help you understand where you are spending and where you stand on your deductibles and out-of-pocket maximums. At renewal time, this information will allow you and your employees see if you have the right health plan by seeing the true picture of what you, vs. the insurance carrier are really paying for your medical expenses. Additionally, it can make your tax time easier by having your potential medical expenses tax deductions summarized in one central location.

• FREE Gift #4 – "Increase Speed of Resolution": Having direct access to assigned customer service within carriers and having an in depth knowledge of the industry allows us to resolve issues faster and in an unbiased manner; escalating to higher authorities if need to. The successful outcome or benefits problems are exponentially increased by a company having a licensed and knowledgeable rep handling all their service issues.

• FREE Gift #5 - "Organize Everything in One Place": Even if you change health insurance companies, you can still use and access your information 24/7, have a centralized view of all your benefits, your service issues, your underwriting, pending quotes, access your new carrier’s forms and retain your service representative.

• FREE Gift #6 - "Improve Employee Benefits": Your initial and yearly analysis is designed to set up employee benefits based on company needs and goals. Set up plans based on organizational structure, re-structure benefits to comply with different employment levels and structure plans based on employee needs and affordability. You will be presented multiple options for an objective and unbiased decision. Enables you to structure your group health coverage based on different employee profiles vs. bundling everyone one under the same category – avoiding the “one shoe fits all” mentality.

• FREE Gift #7 - "Find Answers Fast": Through our 24/7 service site , you and your employees have direct access to the status of *pending cases, employer access to *underwriting progress, *quotes being worked on, centralized view of current plans, self-service, employee benefits FAQ accessible 24/7, forums, multi-channel *end-user support, a robust knowledge base and much, much, more. (*For groups of 3 or more enrolled employees in the group health plan)

• FREE Gift #8 - "Achieve Employee Understand of Benefits": Through our service site , you and your employees have direct access to training demos, insurance industry knowledge base, insurance related sites, centralized view of all you current plans we administer for your company and robust FAQ available 24/7. No more going to your office manager for insurance or benefits related questions.

• FREE Gift #9 - "Eliminate Dealing with Multiple Carriers": You or your corporation will no longer have to worry about servicing benefits during office hours taking up payroll time. You will now have the convenience of bundling all benefits plans under one agency. You will eliminate the need to learn insurance terms and lingo without being licensed just to deal with carriers. You will have an objective, unbiased opinion looking at the issues…remember we work for you, not the insurance company. We simplify the communication between your company, your employees and the insurance carriers.

• FREE Gift #10 - "Increase Compliance": Insurance is an ever evolving, ever changing field. Via our Service site, you will now have direct access to a robust knowledge base, Cobra and Carrier forms and a history of your service issues.

• FREE Gift #11 – "Reduce Work Burden": Organizations spend numerous hours troubleshooting and administering benefits. Through our service division companies with 3 or more group health plan enrolled employees, will now be able to transfer all of the routine, time consuming work to us; such as additions and terminations, billing issues, renewal, FAQ’s to mention a few. All they have to do is choose the communication channel they prefer (fax, e-mail, web, phone, chat, etc.) and get their service issues to their service representative; we’ll pick the ball from there.

• FREE Gift #12 - "Improve Service of Benefits across Multiple States": If you have multiple sites or multiple offices in different locations, you can now work with carriers across multiple states instead of breaking your company into smaller, disadvantaged satellites. You can coordinate and streamline benefits to lower premium and improve coverage. Centralized administration allows you to reduce errors, reduce communication between HR and subsidiary employees and across all company divisions. We offer all carriers in the geographical region, we work across multiple states and if not yet licensed with a carrier, we can license within days.

• Here's What You Won't Be Getting
  

  Now that you've seen what you'll be getting from Healthy Employees =  Healthy Bu$ine$$ Program, here's what you won't be getting:

• You won't get just another quote. Everything I give you is carefully and methodically analyzed to produce results -- that is, more savings, better plan structure based on employee actual census and company needs, more wellness driven solutions, and more productive employees.

• You won't get just another hype benefit. I come from the rapidly vanishing, endangered species that tells the truth in insurance. Instead, you'll learn how to take control of your corporate health costs and your employee’s health behaviors that will produce powerful results in savings that is credible, sophisticated, and performance-producing.

• You won't get rehashed, recycled, or regurgitated insurance quotes that every insurance agent has proliferated. What you'll get are ingenious, innovative, and effective group health cost reduction tactics that most agents -- not even famous insurance agents -- know about.

• Get Exactly What You Need
  

  The Customized Healthy Employees = Healthy Bu$ine$$ Analysis configures your group health insurance for your company based on your employee census, corporate needs and preferences.

  Bottom line is, for a few minutes, no more than you spend going through your mail; you can get your hands on an analysis that shows you how you can save your company money. The savings would make your head spin, a surge of cash flow back into your business and first rate recognition for you and your company from your employees that money cannot buy. In the time it takes you to brew a cup of coffee, you can now…

• Reduce premium

• Increase your bottom line

• Help your employees get healthy

So you see; I condensed everything I've learned about group health over the last 15 years (not to mention 20 years of traditional business experience) into pure, unadulterated business substance. Quite frankly, there isn't a strategy out there that's as comprehensive as this -- at any price -- that can propel any company to record savings and employee performance.

• Now Comes the Tricky Part...
  

  As you sit there reading this, I know that you're thinking about all the ways you can use the money you will earn as a result of acquiring the Customized Healthy Employees = Healthy Bu$ine$$ Analysis. However, I want to warn you that I cannot guarantee you will get an analysis, even if you wanted to. That's because group health insurance is service intense and our service reps are highly trained and carefully chosen, therefore they can only service a certain number of business groups before their quota maxes out.

  By the time you decide to secure your Healthy Employees = Healthy Bu$ine$$ analysis, I am not certain how many spots would have already been taken, or whether there will be any spots left.

  I would feel absolutely terrible if you respond too late -- after all the spots are gone, I regret to say that we will not be offering additional analysis in the near future.

  Why?

  Well, quite frankly, Once the quota of our service reps max out, we have to shut down the offer until we find new qualified licensed reps to open up to a new set of group clients again, but this takes time and lots of due diligence.

  So I urge you to secure your analysis of the Healthy Employees = Healthy Bu$ine$$ before you miss out on your only opportunity.

  
  
• You Risk Absolutely Nothing
  

  The Customized Healthy Employees = Healthy Bu$ine$$ Analysis is 100% guaranteed to be the most group health insurance restructuring analysis you've ever seen. The guarantee is simple -- you assume zero risk.
  
  

  “As health care providers, our daily business lives are filled with the tensions and crisis associated with dealing the care of human life, as well as the challenging business and regulatory environment that entails.  Having Group Benefit Agency assist us with our employee benefits issues, has made our lives immensely easier.  They bring with them a fund of knowledge and a level of servicing that is quite unusual in the industry.  We are grateful for having them as part of our team.” --  Elizabeth S. Pons, Esq. Chief Executive Officer Kidney Treatment of South Florida

  
  

  Here's the deal: Go ahead and click here to fill out and sign the initial agent of record of your existing account, you will then receive a survey so we can prepare your analysis, it takes approximately 10 business day to prepare your customized report of solutions and options. Meanwhile preview for 60 days our Group Health Insurance, Wellness Programs, and Employee Benefit Service Site in its *entirety (that's a $129 per employee per year given to you totally free!) without risking a single dime. (*for groups with more than 3 employees)

  Even better, whether you chose to select a plan from the options presented to you in the analysis or, if for whatever reason, you’d rather keep your current health plan, we will keep our initial offer of servicing your account (that's a $129 per employee per year) absolutely free! (*applicable to groups with 3 or more employees)

  We are so sure you will be so impressed with our services, that we will be willing to hold your agent of record letter and not send it to the insurance carrier for 30 days!, that is right…If, for any reason, you're not completely satisfied – We will NOT process your “agent of record letter” at all and you would have received a complete free analysis and 60 days of group health insurance administration and all of it without costing you a penny. (*due to HIPAA Laws, some restrictions may apply until we become full agents of record)

  Just let us know within 30 days, and ask for a no-hassle agent of record cancellation. No explanation is necessary. You are under absolutely no obligation to keep our services if you're not 100% satisfied.

  
  

“It has been a pleasure working with you managing our account with Neighborhood Health. I would like to personally thank you for all your efforts and hard work, especially in the resolutions of the problems we have encountered along the way with our group benefits needs. You have saved us a tremendous amount of time and money. Again Thank you for you support.” --  Raul Arrarte Hardsoft Solutions Inc.




• You Can Expect Immediate Results
  

  Remember: After you receive the initial access to our service division, you can immediately start using *most of the services offered to you, and start saving hours of wasted payroll time managing group health insurance problems (*due to HIPAA Laws, some restrictions may apply until we become full agents of record)

  The fact that you've read this far (5,856 words in 14 full pages, to be exact) is proof positive that my group health insurance strategy is absolutely compelling, isn't it?

  The average web visitor reads an average of only 150 words on a webpage before clicking away. I've used all my years of business and insurance skills to get you to this point -- and that means you are one of those business executives who can’t wait to create and irresistible and successful working environment.

  When you decide that you want to take advantage of our Healthy Employees = Healthy Bu$ine$$ program, please don't delay. As I mentioned earlier, there are only a few spots available before we stop this offer.

  Please don't confuse my Healthy Employees = Healthy Bu$ine$$ Analysis with other “insurance quotes”. This is a strategic-analysis not available anywhere else that enables you to have alternatives for your group health insurance. And my analysis lets you do it in an unbiased and objective way.
  

Don't miss out on this offer. Lock in your position now before it's too late. I expect this program to fill out fast.

Wishing you prosperity and success,

Jacqueline Burgoa, President
Group Benefit Agency, Inc 

• It's easy to request your analysis.
  Just click here, sign it, we'll hold the letter for 30 days,
  and start with your analysis right away.

...or, click here if you don't want to wait 30 days to take advantage of our star service and instead want us to start looking after your benefit needs right away.

Cancellation Policy – We must receive the notification not to process the agent of record letter in writing by the 30th day after the request of the analysis so that we do not send it to the carrier for processing. Due to HIPAA Laws, we have restrictions and limitations on certain service processing issues. Due to these laws and restrictions, we will not be able to fully and completely service your account until the insurance carrier has given us the confirmation that we are now your company’s appointed agent of record. At that point we will be able to service all aspects of the policy you have transferred to us.